评估结论：解决了“敢不敢用”的基础问题，但陷入了“越用越累”的效能泥潭。它是被动的跟随者，无法支撑金融机构的规模化增长。
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。同城约会对此有专业解读
В России изменились программы в автошколах22:30
Those aged in their 20s and 30s tended to pay primarily on their phone, with less need or inclination to carry cash. Older shoppers still considered cash to be king, or wanted a choice over how they paid.